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With the advent of the internet, there are many scam artists taking advantage of this communication. Beware of people offering 'great' deals for you to invest your money. Always keep in mind the addage "if it sounds too good to be true...", you know, IT SURE AIN'T TRUE!!! NEVER invest your hard-earned money into ANYTHING that you haven't checked out thoroughly! Don't be afraid to check with your banker, friends, or family before making any investment. And if you have been 'taken', swallow your pride and report the incident to authorities.