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When you bought your new central heat/air-conditioning unit, did you think about repairs? Were you offered a one- or two-year extended warranty? I've found these to be a cost-savings proposition. But, read these warranties carefully. The cheaper is not always the best. Things to watch out for are: is the parts cost in the coverage; is the labor covered; is there a basic or extended maintenance coverage included. Some warranties are excellent, some not worth the paper it's written on. So read carefully and weigh the various factors. But do consider taking the warranties on your most expensive appliances.